I think this was a local commercial (Chicagoland), but there was an insurance company called Eagle.

They had a mascot called Eagleman (real original, I know), and in the low-budget commercials that this company produced, this guy would crash his car, and a woman who witnessed the crash said in a superbly-overacted tone "Do you have INSURANCE on this car?!?!" The guy says no and then all of a sudden, a guy in an eagle costume jumps on top of the car. The two schmucks point to him and say "It's Eagleman!!"

Eagleman then says "I've got something...for YOUUU!!" and proceeds to squat down like he's going to take a shit. A strategic cut later, and he is suddenly squatting on top of an egg. Eagleman disappears as the egg hatches, showing a baby eagle holding a sheet of insurance rates in his mouth. The two schmucks then proceed to say "Awww, look at those low rates!"

It kinda became a popular commercial in the sense of "it was so bad it was good" in the Chicago area. I used to hate it, but now that I kind of have an admiration for kitsch, I don't mind it as much. It WAS a very small local insurance company, after all...it wasn't like it was State Farm or Allstate.